Search found 137 matches

by moater
Thu Aug 16, 2018 7:51 pm
Forum: Legal, Visa, Finances & Employment
Topic: Borderless Account of Transferwise
Replies: 16
Views: 717

Re: Borderless Account of Transferwise

Homer wrote:
Thu Aug 16, 2018 7:47 pm
When did they do it? The internet is the world's greatest source of out-of-date information.
Most recent I know of was end of 2017, less than a year ago. Schwab are still very much accepting online applications - see here.
by moater
Thu Aug 16, 2018 5:58 pm
Forum: Legal, Visa, Finances & Employment
Topic: Borderless Account of Transferwise
Replies: 16
Views: 717

Re: Borderless Account of Transferwise

Every source I've read said you must be in the US to open an account. IIRC you also need a current proof of address such as a utility bill. You're reading the wrong sources then... You can open a Schwab account online on their website. You will need to enter a US address, but no proof will be requi...
by moater
Thu Aug 16, 2018 2:43 pm
Forum: Legal, Visa, Finances & Employment
Topic: Great service at immigration - transferring visa to new passport
Replies: 27
Views: 686

Re: Great service at immigration

When I had to transfer my visa at Ranong it was free and no copies of anything required.
by moater
Thu Aug 16, 2018 11:35 am
Forum: Legal, Visa, Finances & Employment
Topic: Borderless Account of Transferwise
Replies: 16
Views: 717

Re: Borderless Account of Transferwise

Here's a fun little exercise - the cost of transferring 15K baht NET today: Bank Transfer - wire (takes 2-3 business days): $492.71 (BKKB rate ฿33.14 + $25 <cheap> outgoing fee + ฿500 incoming fee) ACH (while it still works - takes 2-3 business days): $467.71 (BKKB rate ฿33.14 + ฿500 incoming fee, n...
by moater
Thu Aug 16, 2018 11:13 am
Forum: Legal, Visa, Finances & Employment
Topic: Borderless Account of Transferwise
Replies: 16
Views: 717

Re: Borderless Account of Transferwise

I transfer twice a year so It costs me $70 for a years expenses. I've not found a better rate. You have. The rate is $0 and the way to get it is explained above, just scroll up. $35 is a terrible rate, plus you forgot the 500 baht charged for incoming wires and charges for correspondent banks, whic...
by moater
Tue Aug 14, 2018 2:21 pm
Forum: Legal, Visa, Finances & Employment
Topic: Borderless Account of Transferwise
Replies: 16
Views: 717

Re: Borderless Account of Transferwise

Withdraw money using an ATM with the Schwab debit card. All ATM fees are refunded at the end of the month. Agreed 100%. That is the cheapest and fastest way to move money to Thailand. Limited to $1000/day, but that should be good enough for most use cases. Make sure to also get a good credit card w...
by moater
Tue Jul 31, 2018 2:01 am
Forum: Home, Lifestyle & Family
Topic: being stuck with the cleaner who comes with the house
Replies: 21
Views: 1109

Re: being stuck with the cleaner who comes with the house

You dodged a bullet on this one! Be thankful you found out who your potential landlord really was before you committed to a relationship.
by moater
Wed Jul 25, 2018 9:26 am
Forum: Legal, Visa, Finances & Employment
Topic: How will my move from Chiang Mai to Hua Hin effect my retirement visa process
Replies: 5
Views: 940

Re: How will my move from Chiang Mai to Hua Hin effect my retirement visa process

Chiang Mai immigration is a nightmare. One of the worst in the country. So I understand why you think you need an agent. However, HH immigration is one of the best in the country. Relaxed and reasonable officers, with a much smaller crowd of applicants. You can do it all by yourself without an agent...
by moater
Fri Jul 20, 2018 1:49 pm
Forum: White Board
Topic: Any basketball players in Hua Hin or anywhere to play?
Replies: 6
Views: 896

Re: Any basketball players in Hua Hin or anywhere to play?

Blacky wrote:
Fri Jul 20, 2018 1:07 pm
True Arena in Hua Hin have Basketball session every Friday and Saturday from 6 to 8pm in their Gymnasium.
Not free is it?
by moater
Fri Jul 20, 2018 12:36 pm
Forum: White Board
Topic: Any basketball players in Hua Hin or anywhere to play?
Replies: 6
Views: 896

Re: Any basketball players in Hua Hin or anywhere to play?

Most active are the basketball courts in Wittaya school between market village and the turn to soi 88. They even have covered courts. Players start to show up around 4:30-5:00 in the afternoon. Had some good games there. Unfortunately there's no lighting, so not much play time.
by moater
Fri Jul 20, 2018 6:06 am
Forum: Health Issues
Topic: Sleeping Meds
Replies: 12
Views: 1539

Re: Sleeping Meds

Lazada has melatonin products, some reputable. I ordered 365 pills (3mg) for around 600 baht last year.
by moater
Thu Jul 19, 2018 3:12 am
Forum: Legal, Visa, Finances & Employment
Topic: Best bank to use
Replies: 6
Views: 677

Re: Best bank to use

I have a bunch of accounts in different banks here and the best fees wise has been TMB. It must be the most reasonable bank in Thailand. I'm using it almost exclusively now. One of my pet peeves here has been the habit of banks to charge around 15-25 baht per withdrawal if you happen to be outside o...
by moater
Fri Jul 13, 2018 7:54 am
Forum: Legal, Visa, Finances & Employment
Topic: Most practical and least expensive way to transfer large funds to Thailand?
Replies: 29
Views: 2297

Re: Most practical and least expensive way to transfer large funds to Thailand?

I transfer from my Schwab USA brokerage and checking acct directly into my Bkk Bank acct right here in HH. $25 flat fee no matter the amount. You can set up ACH to Bangkok bank NY branch and then your Schwab fee will be a big fat $0. You'll only need to pay the usual incoming wire fee in Bangkok ba...
by moater
Sat Jul 07, 2018 3:14 pm
Forum: Legal, Visa, Finances & Employment
Topic: Tax residency in Thailand
Replies: 11
Views: 772

Re: Tax residency in Thailand

There's also a hard to enforce stipulation on dividends. They must not be remitted to Thailand in the calendar year they were received. Otherwise they are subject to taxation. I've never heard of this enforced, but I know some extra careful people who keep dividends in a separate account until they ...
by moater
Sat Jun 02, 2018 10:36 pm
Forum: Legal, Visa, Finances & Employment
Topic: Most practical and least expensive way to transfer large funds to Thailand?
Replies: 29
Views: 2297

Re: ็็้็็็้Most practical and least expensive way to transfer large funds to Thailand?

Wire fee $40 US plus whatever the exchange rate is at that time. I always transfer in USD not baht, that way the exchange is done on this end, which is usually less. You can save a lot of money by either using ACH transfers to Bangkok bank NYC (will save you at least the $40, as most banks don't ch...