this is not the web card, you can upgrade the physical atm card for online usebuksida wrote:Yes, as mentioned in the Paypal thread you can use the K-bank web card to setup the Paypal account. You can also use it to book and pay for flights.Big Boy wrote: You've got me wondering now - I've never done that because nobody ever told me about it. I'm assuming that would be a necessity if I wanted to use the card for PayPAL.
Credit Card from a Thai bank
Re: Credit Card from a Thai bank
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Name Taken
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Re: Credit Card
That's true and even if you do have a regular income and work permit a credit card is still pretty difficult to get.musungu wrote:Unless you are working in Thailand with a regular imcome and work permit a credit card is nearly impossible to get - so why not get one issued from your home country ?deepdown wrote:I have a Multi O Visa and was wondering if it possible to get a Credit Card from any of the Thai Banks,even prepaid would be okay ,as long as it could be used online for Booking flights ,Hotels etc ?
Re: Credit Card from a Thai bank
Kasikorn used to issue credit cards to farangs with a work permit. At least they did for me about 8 years ago. Also, as I mentioned in a previous post, Bank of Ayudhya might be amenable to giving a credit card based on a reserved amount in a bank account. I've often found that you can get more help from a bank officer who speaks good English - they are more likely to be senior and know the rules better than junior clerks, and are able to discuss options.
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Bristolian
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Re: Credit Card from a Thai bank
When I came toThailand in 2000, the banks were prepared to issue a credit card, to work permit holders, with a reference letter from the employer stating salary etc.
Since around 2005 the situation has changed with Thai banks now only willing to issue a credit card, if you deposit your monthly card limit in an account which the bank holds and controls.
When HSBC were operational I considered a card from them and there was no problem as I held an HSBC account and bank account in the UK.
Today I am advised that unless you can piggy back on an existing credit rating with an international bank, that holds your credit rated account, you can only get a card after depositing your credit limit.
It would be good to hear from anyone who has found a different route to obtain a card, with a usable max limit.
Since around 2005 the situation has changed with Thai banks now only willing to issue a credit card, if you deposit your monthly card limit in an account which the bank holds and controls.
When HSBC were operational I considered a card from them and there was no problem as I held an HSBC account and bank account in the UK.
Today I am advised that unless you can piggy back on an existing credit rating with an international bank, that holds your credit rated account, you can only get a card after depositing your credit limit.
It would be good to hear from anyone who has found a different route to obtain a card, with a usable max limit.
"'The two most important days in your life are the day you are born and the day you find out why." - Mark Twain
Re: Credit Card from a Thai bank
I had no problem using my kasikorn account details for Pay Pal. but E bay would not recognize the Kasikorn virtual card although I have used it for online purchases from other suppliers. But not airline tickets. According to the Kasikorns web site a foreigner can get a credit card if they have an income of, I think it was 50000 Thb. a month. Joint bank accounts do exist but I have found that it is impossible for both parties to have on line access to the account (they will only link it with one account). I would be interested to find out if you can get a physical credit card with a joint account. Has anyone tried? Succeeded?
Upgrading the ATM card sounds useful.
Upgrading the ATM card sounds useful.
Re: Credit Card from a Thai bank
My wife has a physical card, useable online, a sub card completely different number to my (the main account) number. This however is with HSBC UK, wait for the punch line to see the relevance to this thread.
Her card shows on my statement as a separate sub list of spending, this sub total is then added to the main. I think credit card companies prefer this on joint accounts, to prevent massive debt without the partner knowing.
Her card came in handy a few months back when after a fraudulent itunes for about 9 pounds was debited by some plonker in Hong Kong, my card was frozen, to be re-issued.
She was able to use her card, on my account, to pay for a sudden medical emergency which required several thousands of pounds.
Only my card was frozen not the account, which was under investigation, she still had full access to the credit limit, minus the 9 pounds.
Before retiring to Thailand we opened a joint bank account with HSBC in Bangkok with the intention of free money movement between UK, Canada and Thailand. They also gave me a credit card with my wife as a sub account, the same as in the UK.
Things did not work as expected, with HSBC Bangkok unable to pay regional (Hua Hin) electric bills, a long story which I will not bore you with, but many things led to this account falling into decline, with only about 200 Baht in the current account.
When HSBC Thailand decided to cease personal banking here, we were sent forms to change the account to Krungsri bank. The alternative was to close the account, preferred as I already had local banking arrangements.
To close the account required certified copies of passport either from HSBC in Bangkok, or our embassies both in Bangkok, for 200 Baht ???!!!!
After several emails telling them I don't want a Krungsri account and to donate the 200 Baht to charity. I gave up and their letters ceased.
The Punch line
Imagine my surprise when a couple of months ago 2 large EMS parcels were delivered one for me and the other for my wife.
Inside were beautiful presentation boxes, each contained a Krungsri credit card.
Chas
Her card shows on my statement as a separate sub list of spending, this sub total is then added to the main. I think credit card companies prefer this on joint accounts, to prevent massive debt without the partner knowing.
Her card came in handy a few months back when after a fraudulent itunes for about 9 pounds was debited by some plonker in Hong Kong, my card was frozen, to be re-issued.
She was able to use her card, on my account, to pay for a sudden medical emergency which required several thousands of pounds.
Only my card was frozen not the account, which was under investigation, she still had full access to the credit limit, minus the 9 pounds.
Before retiring to Thailand we opened a joint bank account with HSBC in Bangkok with the intention of free money movement between UK, Canada and Thailand. They also gave me a credit card with my wife as a sub account, the same as in the UK.
Things did not work as expected, with HSBC Bangkok unable to pay regional (Hua Hin) electric bills, a long story which I will not bore you with, but many things led to this account falling into decline, with only about 200 Baht in the current account.
When HSBC Thailand decided to cease personal banking here, we were sent forms to change the account to Krungsri bank. The alternative was to close the account, preferred as I already had local banking arrangements.
To close the account required certified copies of passport either from HSBC in Bangkok, or our embassies both in Bangkok, for 200 Baht ???!!!!
After several emails telling them I don't want a Krungsri account and to donate the 200 Baht to charity. I gave up and their letters ceased.
The Punch line
Imagine my surprise when a couple of months ago 2 large EMS parcels were delivered one for me and the other for my wife.
Inside were beautiful presentation boxes, each contained a Krungsri credit card.
Chas
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SkyyWalker
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- Location: Khon Kaen
Re: Credit Card from a Thai bank
I applied for and received a credit card with a 50,000 baht limit from Krung Thai Bank in 2011. I was asked two prove at least 2 years employment with the same employer, verification of income from employer (government school) as well as copies of passport & work permit. This was in Khon Kaen.Bristolian wrote:When I came toThailand in 2000, the banks were prepared to issue a credit card, to work permit holders, with a reference letter from the employer stating salary etc.
Since around 2005 the situation has changed with Thai banks now only willing to issue a credit card, if you deposit your monthly card limit in an account which the bank holds and controls.
When HSBC were operational I considered a card from them and there was no problem as I held an HSBC account and bank account in the UK.
Today I am advised that unless you can piggy back on an existing credit rating with an international bank, that holds your credit rated account, you can only get a card after depositing your credit limit.
It would be good to hear from anyone who has found a different route to obtain a card, with a usable max limit.
My motivation for getting the card was simply to be able to buy plane tickets online, as my family and like to take trips around Thailand and southeast Asia.
This is my first post and the reason I registered on the forum is because I'd like to spend 1-3 months staying in the Hua Hin area soon (just for a change of pace) and I hope to get some rental advice. I'll post about that soon.