Well, by using the phrase 'in the know' I suppose I am sarcastically referring to anyone with a different viewpoint to that of my own!buksida wrote:Perhaps you could elaborate and disclose information on the "in the know" people so we may question them further.

As for your second point, I appreciate that not everyone has the cash floating around but I sense that you have misjudged where I am coming from on this in that regard. Or indeed, maybe my posts misled you as I got carried away. But just to clarify, I too am not flush with cash - my wife and I are just average earners with humdrum average lives here in the UK (do you think I would spend so much time on this forum otherwise!?) but like anyone who purchased a UK home more than 5 years ago, we are just lucky that UK property prices have allowed us to remortgage our very average property (in the valleys - not exactly Mayfair as TukTukMike will tell you) and buy what is a very modest holiday home in Thailand - 1.5 million baht all in, furnished, western kitchen, full air con, the lot. Admittedly, prices for others have risen sharply since we purchased but for me it is very much worth the money. Someone posted on here about their rent in HH being about 8000 baht a month. Well, putting it into perspective that is more than my monthly mortgage payment has increased by as a result of buying the property in Hua Hin. If it goes tits up, I am not pretending I won't be pissed off but for the most part I have assessed and understand the risk and in my own case consider the venture to be worthwhile. I'll still have the property in the UK (for which I spent far less time considering the risks) and as long as I stay employed I can afford to make the mortgage payments - in sterling here in the UK. There is nothing unusual, ostentatious or extravagant about my situation or attitude - but there I go again, oddly finding myself justifying the purchase of a holiday home in HH.
Obviously, if you have arrived in Thailand and started from scratch without any property or financial back up from home then maybe you can't or wouldn't want to do this because you would have to put all your proverbial eggs into one basket. Of course I understand that because you would stand to lose everything if the misses ran off with a new boyfriend or if some other unfortunate scenario befell you. However, it also shouldn't mean that the property decisions taken by those who, after all, just want a little place in the sun once in a while are disdained because they can access a relatively small amount of cash from the value of UK property! However you may perceive it, it really is not extravagant and, after all, you only live once!
