Hi Larry70dj,
I paid by card (always do for the back-up) and did know of this, but thank you very much for the response.
I will try this as the last resort, as I am hoping to make more of a fuss and think there should be more protection.

ABTA and ATOL (in UK) are bloody useless, I have several friends who have tried them for other things connected to travel/ holidays and their response seems to be always the same, i.e. It's not there responsibility

. I'd like to know what is. They won't give me a straight answer regarding what is their responsibility (apart from, I think, if a company goes bust?).

I'd like to know why travel agents are/ should be bonded by/ to ATOL/ABTA, when in practical terms it seems to mean nothing. Basically, they seem to have no teeth and show no sympathy/ interest in real problems (as yet, any problems I've heard off).
Maybe I should go more public to highlight these kind of problems, but How? Who? Where? over to you dear readers. Any ideas?
Moto Guzzi Bob