The last edition of Windows Secrets makes a big case for Using Microsoft Cloud. The argument being that once set up it is automatic and seamless. Completely alien to me!

I have a stand alone USB disc drive, but as I cannot see the point of running it continuously, and therefore having it wear out and crash, I tend not to use it. Windows keep nagging about running it, and that means there are going to be gaps before I remember to plug it in. I think it is better to have a completely separate device, but it only works when I remember to plug it in.
So what is considered the best for non-geeks?