Which bank to choose?
Which bank to choose?
I want to open a bankaccount but I'm not sure which bank to choose. Any help, advice or tips?
It's a small world after all...
Basically the Thai banks will treat you as a third class citizen so I would advise opening one in Bangkok with HSBC or Standard Chartered if you want anything that resembles some kind of service.
If you have to have an account in Hua Hin from what other people have posted on here I would have to go with Bank of Ayuthaya.
If you have to have an account in Hua Hin from what other people have posted on here I would have to go with Bank of Ayuthaya.
Who is the happier man, he who has braved the storm of life and lived or he who has stayed securely on shore and merely existed? - Hunter S Thompson
To me it seems like everybody is complaining about their own bank except me and a couple of friends who, like me, have chosen the Bank of Ayudhya.
This bank has for two years now been very helpful in every way without exception. And I've asked for some tricky things - like for example to be granted a credit card without even having a work permit. I have been treated like a first class client all the way. They have very convenient online services, in English, and when fysically walking into the bank I have seldom had to wait even a minute.
Shouldn't have told you this - now I might have to wait...
This bank has for two years now been very helpful in every way without exception. And I've asked for some tricky things - like for example to be granted a credit card without even having a work permit. I have been treated like a first class client all the way. They have very convenient online services, in English, and when fysically walking into the bank I have seldom had to wait even a minute.
Shouldn't have told you this - now I might have to wait...
Hi Sultry,
I opened a Bangkok Bank account last year and I have never had a problem with them. I only use it for transfers and for a couple of large purchases, and as a general ATM account. I have never felt I was being treated any different to any other customer, but then I do not know what sort of transactions other posters have been attempting.
It was very quick to open and only required a passport and local address, there was a small extra charge for getting an ATM card straight away, I cannot remember how much but you could avoid this by waiting a few days. The member of staff spoke good English and was helpful in filling out the forms; I think I was only in the bank for about thirty minutes in all.
I opened a Bangkok Bank account last year and I have never had a problem with them. I only use it for transfers and for a couple of large purchases, and as a general ATM account. I have never felt I was being treated any different to any other customer, but then I do not know what sort of transactions other posters have been attempting.
It was very quick to open and only required a passport and local address, there was a small extra charge for getting an ATM card straight away, I cannot remember how much but you could avoid this by waiting a few days. The member of staff spoke good English and was helpful in filling out the forms; I think I was only in the bank for about thirty minutes in all.
Sultry,
if you have a house here, bring your house book with your name in it, together with the passport of course, because then you will be considered resident and get interest on your account balance. If you are not resident you will not get any interest. These are the rules at least in my bank (Bank of Ayudhya) but I think they apply everywhere.
if you have a house here, bring your house book with your name in it, together with the passport of course, because then you will be considered resident and get interest on your account balance. If you are not resident you will not get any interest. These are the rules at least in my bank (Bank of Ayudhya) but I think they apply everywhere.
It's worth knowing that you can also have, seperate to your current account, a 'fixed-term deposit' account if you have a lump of cash you don't mind tying up for a set period, 3 months, 6 or 12.
You get upto 4.7% pa, depending on how much you have in there.
I opened one with Kasikorn without house book, just passport and address.
Burger
You get upto 4.7% pa, depending on how much you have in there.
I opened one with Kasikorn without house book, just passport and address.
Burger